Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans

Flexible rates for any purpose — consolidate, renovate, or cover expenses.

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Home Loans

Find the best mortgage rates for buying, refinancing, or equity release.

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Auto Loans

Finance your next vehicle or refinance an existing loan at competitive rates.

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Credit Cards

Compare cashback, travel, and balance transfer cards from top issuers.

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Recently added

APR

5.09–18.74%

Amount

$5k–$150k

Auto

USAA Auto Loan for Military Families

USAA

Term:12–84mo Decision: Pre-approval with 75-day rate lock
US military member, veteran, or family USAA membership required

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.

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APR

—

Amount

$50–$250

Credit Builder

Brigit Instant Cash

Brigit

Term:1–1mo Decision: Minutes
Active bank account with regular income deposits No credit check required

Brigit is a cash advance solution, ideal for those needing urgent funds without the burden of credit checks.

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APR

2.74–17.99%

Amount

Up to $1k

Student

College Ave Student Loans

College Ave

Term:60–240mo

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

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APR

—

Amount

$2k–$250k

Business

Kabbage Business Line of Credit

American Express

Term:1–18mo Decision: Same day (online decision)
FICO score 660+ Business at least 1 year old

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

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APR

7.74–35.49%

Amount

$5k–$100k

Consolidation

SoFi Debt Consolidation Loan

SoFi

Term:24–84mo Decision: Same day funding available
Minimum credit score 680 US citizen or permanent resident

SoFi offers a approach to debt consolidation with and flexible terms.

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APR

100.0–200.0%

Amount

$50–$1.5k

LendNation Payday Loans and Services

LendNation

Term:1–6mo Decision: Same day at stores
Active bank account Government-issued ID

LendNation provides fast access to funds but comes with high APRs, making it suitable for short-term financial emergencies.

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APR

5.49–17.99%

Amount

$4k–$100k

Auto

Chase Auto Finance

Chase

Term:12–72mo Decision: Same day
US resident Aged 18+

Chase Auto Finance provides competitive rates and quick approvals, making it a solid choice for eligible borrowers.

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APR

—

Amount

$25–$500

Credit Builder

Dave ExtraCash

Dave

Term:1–1mo Decision: 5 minutes
Dave Checking account Active bank account with income history

Dave ExtraCash provides a quick and accessible cash advance solution without interest, ppealing for those in need of immediate funds.

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APR

7.95–35.99%

Amount

$5k–$40k

Personal

Happy Money Personal Loans

Happy Money

Term:24–60mo

Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.

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APR

4.24–10.37%

Amount

$5k–$500k

Student

SoFi Student Loan Refinancing

SoFi

Term:60–240mo

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

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APR

5.96–35.99%

Amount

$1k–$40k

Consolidation

LendingClub Debt Consolidation Loan

LendingClub

Term:24–60mo Decision: Approved in as little as 1 hour, funded next business day
Minimum credit score 600 US citizen or permanent resident

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

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APR

36.0–199.0%

Amount

$100–$5k

Advance America

Advance America

Term:≤24mo Decision: Same day
Active Bank Account Regular Income

Advance America offers quick access to funds, but its high APR rates can lead to significant repayment amounts.

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APR

7.74–35.99%

Amount

$1k–$50k

Personal

Upgrade Personal Loans

Upgrade

Term:24–84mo Decision: 1 business day
Minimum credit score 600 US citizen or permanent resident

Upgrade Personal Loans offers flexible borrowing with competitive rates, but be mindful of potential high APRs for lower credit scores.

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APR

4.15–14.9%

Amount

$5k–$500k

Student

Earnest Student Loan Refinance

Earnest

Term:—

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

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APR

7.74–35.99%

Amount

$1k–$50k

Consolidation

Upgrade Debt Consolidation Loan

Upgrade

Term:24–84mo Decision: Next business day funding
Minimum credit score 580 US citizen or permanent resident

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

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APR

5.99–7.5%

Amount

$10k–$500k

Mortgage

Bethpage Federal Credit Union HELOC

Bethpage Federal Credit Union

Term:120–240mo

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

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