Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans

Flexible rates for any purpose — consolidate, renovate, or cover expenses.

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APR

6.2–8.8%

Amount

€1.5k–€75k

Personal

PTSB Personal Loan

Permanent TSB

Term:12–60mo Decision: Apply online
Republic of Ireland resident Subject to lending criteria

This loan provides and flexible terms for those in need of financing.

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APR

6.5–16.99%

Amount

€2k–€30k

Personal

Revolut Personal Loan

Revolut

Term:12–60mo Decision: Apply in-app, quick decision
Republic of Ireland resident Age 18+

Revolut's personal loan is a flexible option for those seeking quick access to funds with .

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APR

8.95%

Amount

€1k–€50k

Personal

AIB Personal Loan

AIB

Term:12–60mo Decision: Apply online
Republic of Ireland resident Age 18+

AIB offers a competitive personal loan option with a green loan feature that stands out for eco-conscious borrowers.

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APR

6.9–8.4%

Amount

€5k–€75k

Personal

An Post Personal Loan

An Post Money

Term:12–84mo Decision: Apply online
Republic of Ireland resident Subject to lending criteria and credit history

An Post offers competitive rates for personal loans, particularly appealing for those looking to borrow under €30,000.

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APR

7.1–8.9%

Amount

€2k–€75k

Personal

Bank of Ireland Personal Loan

Bank of Ireland

Term:12–60mo Decision: Online applications in about 15 minutes for existing customers
Age 18+ Resident in the Republic of Ireland

The Bank of Ireland Personal Loan offers flexible terms and competitive rates, making it a solid option for those in need of financing.

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APR

6.7–19.9%

Amount

€5k–€75k

Personal

Avant Money Personal Loan

Avant Money

Term:12–120mo Decision: Check eligibility online
Republic of Ireland resident Subject to lending criteria and credit assessment

Avant Money's personal loan rates are competitive, especially for amounts over €30,000, making them a strong choice for larger borrowing needs.

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APR

8.0–12.7%

Amount

€1k–€75k

Personal

Credit Union Personal Loans in Ireland

Irish Credit Unions

Term:12–60mo Decision: Varies by local credit union
Credit union membership required Republic of Ireland borrower

Irish Credit Union personal loans offer community-focused lending with flexible terms, making them suitable for various borrowing needs.

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