Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans

Flexible rates for any purpose — consolidate, renovate, or cover expenses.

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Home Loans

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Finance your next vehicle or refinance an existing loan at competitive rates.

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APR

6.2–8.8%

Amount

€1.5k–€75k

Personal

PTSB Personal Loan

Permanent TSB

Term:12–60mo Decision: Approval in minutes online or in-app
Age 18+ Republic of Ireland resident

The PTSB Personal Loan offers competitive rates for those needing larger sums, but its variable rate might be a concern for some borrowers.

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APR

8.0–12.68%

Amount

€1k–€75k

Personal

Credit Union Personal Loans in Ireland

Irish Credit Unions

Term:12–120mo Decision: Varies by credit union, many offer quick approval
Credit union membership required Republic of Ireland resident

Irish Credit Union personal loans offer community-focused lending with flexible terms, making them suitable for various borrowing needs.

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APR

7.1–8.9%

Amount

€2k–€75k

Personal

Bank of Ireland Personal Loan

Bank of Ireland

Term:12–60mo Decision: Online applications in about 15 minutes for existing customers
Age 18+ Resident in the Republic of Ireland

The Bank of Ireland Personal Loan offers flexible terms and competitive rates, making it a solid option for those in need of financing.

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APR

6.7–19.9%

Amount

€5k–€75k

Personal

Avant Money Personal Loan

Avant Money

Term:12–120mo Decision: Apply online, approval subject to review
Age 18+ Resident in Republic of Ireland

The Avant Money Personal Loan offers flexible amounts and terms, making it a viable option for borrowers with good credit.

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APR

6.5–12.99%

Amount

€2k–€30k

Personal

Revolut Personal Loan

Revolut

Term:12–60mo Decision: Apply in-app, quick decision
Republic of Ireland resident Age 18+

Revolut's Personal Loan offers quick access to funds but comes with variable rates that may not suit everyone.

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APR

8.65–8.95%

Amount

€1k–€50k

Personal

AIB Personal Loan

AIB

Term:12–60mo Decision: Decision within 3 hours for online applications
Age 18+ Republic of Ireland resident

AIB offers a competitive personal loan option with a green loan feature that stands out for eco-conscious borrowers.

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APR

6.9–19.9%

Amount

€5k–€75k

Personal

An Post Personal Loan

An Post Money

Term:12–84mo Decision: Apply online
Republic of Ireland resident Subject to lending criteria and credit history

An Post offers competitive rates for personal loans, particularly appealing for those looking to borrow under €30,000.

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PTSB Personal Loan: Ireland's Best Rate for Big Borrowers

5.99% APR for loans over €25,000, but watch the variable rates