Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Real rates from real lenders No origination fees Finance demystified

Personal Loans

Flexible rates for any purpose — consolidate, renovate, or cover expenses.

Compare →

Home Loans

Find the best mortgage rates for buying, refinancing, or equity release.

Compare →

Auto Loans

Finance your next vehicle or refinance an existing loan at competitive rates.

Compare →

Credit Cards

Compare cashback, travel, and balance transfer cards from top issuers.

Compare →
personal loans debt consolidation auto loans mortgage rates best credit cards loan calculator

Recently added

APR

5.9–24.9%

Amount

£4k–£100k

Auto

Close Brothers Motor Finance

Close Brothers Motor Finance

Term:12–60mo Decision: Same day decision
UK resident Aged 18+

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Check eligibility →

APR

99.9–1333.0%

Amount

£50–£1.5k

Lending Stream Short-Term Loan

Lending Stream

Term:3–6mo Decision: Minutes
18+ UK resident

This is high-cost credit — only consider it as a genuine last resort when you've exhausted all other options including credit unions.

Check eligibility →

APR

8.9–49.9%

Amount

£1k–£75k

Auto

Zuto Car Finance

Zuto

Term:24–60mo Decision: Decision in 60 seconds
UK resident Age 18+

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

Check eligibility →

APR

18.0–49.9%

Amount

£1k–£500k

Business

iwoca Business Loans

Term:1–24mo

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

Check eligibility →

APR

3.9–21.9%

Amount

£1k–£25k

Personal

HSBC Personal Loan

HSBC

Term:12–60mo Decision: Same day
UK resident 18+

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

Check eligibility →

APR

4.9–19.9%

Amount

£4k–£100k

Auto

Black Horse Car Finance

Black Horse

Term:12–60mo Decision: Same day via dealer
UK resident Aged 18+

Black Horse Car Finance offers a wide range of loan options, making it a strong contender for those looking to finance a vehicle.

Check eligibility →

APR

6.9–19.9%

Amount

£500–£25k

Personal

Asda Money Personal Loans

Asda Money

Term:12–60mo

Asda Money offers personal loans with competitive rates, but the minimum credit score requirement may limit accessibility for some borrowers.

Check eligibility →

APR

8.9–47.0%

Amount

£1k–£50k

Auto

CarFinance 247

CarFinance 247

Term:12–60mo Decision: Instant online
UK residency Minimum age 18

CarFinance 247 provides quick access to a wide range of auto loans, but high APRs may deter some borrowers.

Check eligibility →

APR

6.1–21.9%

Amount

£1k–£50k

Personal

Barclays Personal Loan

Barclays

Term:12–60mo Decision: Minutes
UK resident 18+

Solid all-rounder from a trusted high-street bank. Best rates reserved for existing customers with strong credit.

Check eligibility →

APR

12.9–69.9%

Amount

£3k–£25k

Auto

Moneybarn Car Finance for Poor Credit

Moneybarn

Term:24–60mo Decision: Same day decision
UK resident Age 18+

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

Check eligibility →

APR

3.9–24.9%

Amount

£1k–£50k

Personal

Halifax Personal Loan

Halifax

Term:12–60mo Decision: Minutes
UK resident 18+

Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.

Check eligibility →

APR

5.9–24.9%

Amount

£4k–£75k

Auto

MotoNovo Finance

MotoNovo Finance

Term:12–60mo Decision: Same day decision
UK resident Aged 18+

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Check eligibility →

APR

7.9–45.9%

Amount

£1k–£25k

Personal

Admiral Personal Loan

Admiral

Term:12–60mo Decision: Same day
18+ UK resident

Surprisingly competitive from the insurance giant. The soft-search tool is useful — lets you check your rate without affecting your credit score.

Check eligibility →

APR

7.9–29.9%

Amount

£3k–£50k

Auto

Oodle Car Finance

Oodle Car Finance

Term:24–60mo Decision: Instant decision
UK resident Aged 18+

Oodle Car Finance offers a straightforward approach to car finance, particularly for those with a decent credit history.

Check eligibility →

APR

5.9–24.9%

Amount

£1k–£25k

Personal

TSB Personal Loan

TSB

Term:12–60mo Decision: Same day
18+ UK resident

Honest mid-tier option. Nothing flashy, but reliable with decent rates for good credit profiles.

Check eligibility →

APR

6.0–19.9%

Amount

£1k–£35k

Personal

Tesco Bank Personal Loans

Tesco Bank

Term:12–84mo

Tesco Bank Personal Loans offer competitive rates for Clubcard members, making them a viable option for those seeking personal loans in the UK.

Check eligibility →

APR

3.9–24.9%

Amount

£1k–£50k

Personal

Lloyds Bank Personal Loan

Lloyds Bank

Term:12–60mo Decision: Minutes
UK resident 18+

Good flexibility with free overpayments and no fees. Competitive rates on mid-range amounts but can get expensive for small loans.

Check eligibility →

Latest from the blog

Bamboo Loans: A Lifeline for Bad Credit

Struggling with bad credit? Bamboo offers a real shot at getting funded, but expect high rates in return.

Lloyds Bank Personal Loan: Flexible, But Not Always Cheap

Lloyds Bank offers a personal loan that's big on flexibility with perks like free overpayments and no fees. But watch out—while rates start low, they can skyrocket for smaller amounts.

Monzo Loans: Speedy, But Watch That APR

Monzo loans promise instant cash, but APRs can hit as high as 30.5%. The speedy service might just be the clincher for those already banking with Monzo.