Compare personal loans

Lending Stream Short-Term Loan

Lending Stream

The quick approval time is a major advantage for those in urgent need of funds, but be prepared for the exorbitant interest rates that can lead to significant repayments. Borrowers should carefully consider their ability to repay within the short loan term.

Wollit Credit Builder

Wollit

Set-and-forget credit builder for renters — low cost, low effort, meaningful impact on thin credit files.

Close Brothers Motor Finance

Close Brothers Motor Finance

Close Brothers Motor Finance provides a straightforward solution for those seeking car finance with flexible terms and competitive rates.

Together Money Bridging Loan

Together Money

A veteran bridging lender with over 50 years in the market. Together's common-sense approach works well for landlords needing renovation finance where mainstream lenders won't lend.

Funding Circle Business Loans

Funding Circle

Funding Circle offers quick and flexible business loans tailored for UK SMEs, with a straightforward online application process.

Lendable Personal Loan

Lendable

Lendable offers a flexible personal loan option with competitive rates but potential drawbacks in interest rates for lower credit tiers.

HSBC Personal Loan for Debt Consolidation

HSBC

A reliable high-street option with a competitive 6.5% representative APR and the ability to extend terms up to 96 months on larger loans, giving more breathing room on monthly payments.

Creditspring Credit Builder Loan

Creditspring

Straightforward credit builder with predictable costs — good for rebuilding your score, not for cheap borrowing.

Moneybarn Car Finance for Poor Credit

Moneybarn

Moneybarn provides a viable option for those with less-than-perfect credit looking for car finance. Their understanding of specialist lending can ease access for many drivers.

Landbay BTL Mortgage

Landbay

Landbay does one thing — BTL — and does it exceptionally well. Their fully digital process means instant decisions, and £4bn+ in completed lending proves they deliver at scale.

iwoca Business Loans

iwoca

iwoca offers flexible business loans that cater to a range of financial needs, making it a solid option for small to medium-sized enterprises.

HSBC Personal Loan

HSBC

Among the lowest headline APRs on the market for larger loans. The 3.9% rate is genuinely competitive if you qualify.

Lloyds Bank Debt Consolidation Loan

Lloyds Bank

A solid high-street option with competitive rates starting at 3.9% representative APR and generous borrowing limits up to £50,000, backed by one of the UK most established banking brands.

Loqbox Credit Builder

Loqbox

The gold standard for UK credit building — save money and build your score simultaneously.

Zuto Car Finance

Zuto

Zuto Car Finance is a solid choice for those seeking flexible car finance options with quick approval times.

West One Loans BTL Mortgage

West One Loans

West One stands out with 80% LTV — higher than most specialist BTL lenders — and flexible criteria that doesn't rely on credit scoring. A genuine specialist for complex BTL and bridging.

Starling Bank Personal Loan

Starling Bank

Convenient for small, quick borrowing through the app — but limited to £5k max, which rules it out for bigger needs.

Barclayloan Debt Consolidation

Barclays

A convenient option for existing Barclays customers with a smooth in-app application, early repayment at any time, and the unique top-up feature for additional borrowing.

MotoNovo Finance

MotoNovo Finance

MotoNovo Finance is a solid choice for those looking for flexible car finance options with quick approvals.

Roma Finance Renovation Mortgage

Roma Finance

Nimble specialist lender best for refurb projects needing speed over price.