Compare personal loans

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Personal Loans

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Recently added

APR

9.0–13.0%

Amount

CA$5k–CA$50k

Personal

RBC Royal Bank Personal Loan

RBC Royal Bank

Term:12–60mo Decision: 1-3 business days
Canadian resident Good credit score

The RBC Royal Bank Personal Loan offers a competitive fixed rate with the flexibility of no prepayment penalties, making it a solid choice for borrowers seeking stability.

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APR

—

Amount

Up to CA$10

Credit Builder

KOHO Credit Building Account

KOHO

Term:4–12mo Decision: Instant approval
Canadian resident 18+ years old

KOHO offers a unique blend of credit-building features and user-friendly technology, making it a solid choice for Canadians looking to improve their credit scores.

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APR

8.99–23.99%

Amount

CA$5k–CA$50k

Personal

TD Bank Personal Loan

TD Bank

Term:12–84mo Decision: Same day to 2 business days
Canadian resident Good credit history

TD Bank offers a flexible personal loan with reasonable terms, ideal for those with good credit.

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APR

8.99–22.99%

Amount

CA$2k–CA$35k

Personal

BMO Personal Loan

BMO

Term:12–60mo Decision: Same day to 3 business days
Canadian resident 18+ years old

The BMO Personal Loan offers a solid starting point for those seeking flexible financing options. However, it may not be the best choice for everyone.

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APR

8.99–34.99%

Amount

CA$1k–CA$35k

Personal

goPeer Personal Loan

goPeer

Term:36–60mo Decision: 3-5 business days
Canadian resident Credit score 600+

goPeer offers a unique peer-to-peer lending experience that can provide competitive rates for borrowers and solid returns for investors, making it a noteworthy option in Canada's lending landscape.

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APR

7.49–12.99%

Amount

CA$1k–CA$50k

Personal

Meridian Credit Union Personal Loan

Meridian Credit Union

Term:12–60mo Decision: 1-3 business days
Ontario resident (member) Good credit score

Meridian Credit Union offers competitive personal loan rates with a member-first approach, making it a solid choice for Ontarians. However, potential borrowers should compare terms and conditions before committing.

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APR

19.9–46.93%

Amount

CA$500–CA$25k

Personal

LendDirect Personal Loan

LendDirect

Term:6–60mo Decision: 15 minutes
Canadian resident 18+ years old

LendDirect is a viable option for Canadians seeking quick online personal loans, particularly for those with diverse credit histories.

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APR

9.99–34.95%

Amount

CA$300–CA$35k

Personal

Spring Financial Personal Loan

Spring Financial

Term:12–60mo Decision: Same day
Canadian resident 18+ years old

Spring Financial offers a quick and flexible personal loan option, especially beneficial for those needing fast funding and accommodating various credit levels.

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APR

8.99–29.49%

Amount

CA$2k–CA$35k

Personal

Fig Financial Personal Loan

Fig Financial

Term:24–84mo Decision: 1-2 business days
Canadian resident 18+ years old

Fig Financial offers competitive online personal loans with flexible terms, making them a viable option for those looking to build credit.

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APR

19.9–34.9%

Amount

CA$1k–CA$15k

Personal

Fora Credit Line of Credit

Fora Credit

Term:12–100mo Decision: Same day
Canadian resident 18+ years old

Fora offers a flexible line of credit that can quickly address your financial needs, but the interest rates are on the higher side.

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APR

6.0–10.0%

Amount

CA$5k–CA$75k

Personal

Scotiabank Personal Loan

Scotiabank

Term:12–60mo Decision: 1-2 business days
Canadian resident Good credit score

Scotiabank offers competitive personal loan rates for borrowers with good credit, making it a solid choice for those in need of financing.

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APR

9.0–10.0%

Amount

CA$3k–CA$200k

Personal

CIBC Unsecured Personal Loan Options

CIBC

Term:12–60mo Decision: 1-3 business days
Canadian resident Minimum annual income $17,000 gross

The CIBC Personal Loan offers flexible borrowing options with competitive rates, making it a solid choice for those with strong credit.

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APR

7.99–14.99%

Amount

CA$1k–CA$50k

Personal

Coast Capital Savings Personal Loan

Coast Capital Savings

Term:12–60mo Decision: 1-3 business days
Coast Capital member Canadian resident

Coast Capital Savings offers competitive personal loan rates with a member-focused approach. However, potential borrowers should carefully consider their financial situation before applying.

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APR

9.9–46.96%

Amount

CA$500–CA$35k

Personal

Mogo Personal Loan

Mogo

Term:6–60mo Decision: Minutes (online)
Canadian resident 19+ years old

Mogo offers a convenient online personal loan solution, particularly for those needing quick access to funds without a credit score hit.

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APR

29.99–34.99%

Amount

CA$500–CA$50k

Personal

Fairstone Personal Loans

Fairstone

Term:6–120mo Decision: Same day
Canadian resident 18+ years old

Fairstone offers a wide range of personal loans, making it accessible for many Canadians. However, the high APR rates could be a significant drawback for borrowers.

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APR

7.95–14.95%

Amount

CA$2k–CA$50k

Personal

National Bank Personal Loan

National Bank of Canada

Term:12–60mo Decision: 1-3 business days
Canadian resident Good credit score

National Bank offers flexible personal loan options at competitive rates, especially for Quebec residents. However, potential borrowers should carefully evaluate their financial needs.

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APR

7.45–12.45%

Amount

CA$1k–CA$50k

Personal

Tangerine Line of Credit

Tangerine

Term:12–60mo Decision: 1-3 business days
Canadian resident Tangerine client or new applicant

The Tangerine Line of Credit offers a competitive option for those seeking flexible borrowing without annual fees. Its fully online management makes it convenient for digital-savvy users.

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APR

6.95–12.95%

Amount

CA$500–CA$50k

Personal

Desjardins Personal Loan

Desjardins

Term:12–60mo Decision: 1-3 business days
Desjardins member Canadian resident

Desjardins offers a solid option for personal loans with competitive rates and member-oriented service, making it a viable choice for many borrowers.

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