Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Real rates from real lenders No origination fees Finance demystified

Personal Loans

Flexible rates for any purpose — consolidate, renovate, or cover expenses.

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Home Loans

Find the best mortgage rates for buying, refinancing, or equity release.

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Auto Loans

Finance your next vehicle or refinance an existing loan at competitive rates.

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Recently added

APR

6.79–10.79%

Amount

A$4k–A$120k

Auto

CommBank Secured Car Loan

Commonwealth Bank

Term:12–84mo
Australian resident Regular income

CommBank offers a straightforward secured car loan with a good range of financing options for both new and used cars.

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APR

5.67–24.99%

Amount

A$3k–A$80k

Personal

Liberty Financial Personal Loan

Liberty Financial

Term:36–84mo Decision: Get personalised rate in minutes
Australian citizen or permanent resident 18 years or older

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

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APR

7.0–12.0%

Amount

A$5k–A$150k

Auto

Toyota Finance Personal Car Loan

Toyota Finance Australia

Term:12–60mo
Australian resident Regular income

This car loan is a solid choice for those purchasing a Toyota, offering tailored financing and fixed rates.

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APR

5.76–24.03%

Amount

A$2k–A$70k

Personal

Harmoney Personal Loan

Harmoney

Term:24–84mo Decision: Fast online approval, funds within 24 hours
Australian citizen or permanent resident 18 years or older

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

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APR

6.74–13.54%

Amount

A$10k–A$100k

Auto

NAB Secured Car Loan

NAB

Term:12–84mo Decision: Same day approval with funds within one business day after agreement
Australian sole borrower Direct debit repayments

NAB's secured car loan offers flexibility and competitive rates for borrowers looking to finance a vehicle.

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APR

7.0–21.99%

Amount

A$4k–A$50k

Personal

Westpac Personal Loan

Westpac

Term:12–84mo Decision: Same day for eligible customers
Australian citizen or permanent resident 18 years or older

Westpac offers competitive fixed-rate personal loans suitable for various needs, but terms and eligibility criteria can be stringent.

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APR

7.49%

Amount

A$5k–A$75k

Auto

Plenti Secured Car Loan

Plenti

Term:36–84mo Decision: Personalised rate in as little as 60 seconds; average settlement about 24 hours
Australian resident Credit assessment required

Plenti's secured car loan is a suitable option for those needing a flexible loan for their vehicle, especially with quick approval.

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APR

7.5–12.99%

Amount

A$5k–A$55k

Personal

NAB Personal Loan

NAB

Term:12–84mo Decision: Apply online
Australian citizen or permanent resident 18 years or older

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

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APR

6.49–12.99%

Amount

A$5k–A$100k

Auto

Westpac Car Loan

Westpac

Term:12–84mo
Australian resident or citizen Regular income

Westpac's car loan features competitive rates and flexible terms, making it a solid choice for many borrowers.

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APR

6.17–24.09%

Amount

A$2k–A$75k

Personal

Plenti Personal Loan

Plenti

Term:12–84mo Decision: Funds in as little as 24 hours from approval
Australian citizen or permanent resident 18 years or older

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

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APR

6.19–19.99%

Amount

A$5k–A$60k

Personal

ING Personal Loan

ING

Term:12–84mo Decision: Same day for eligible customers
Australian citizen or permanent resident 18 years or older
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APR

7.25–22.25%

Amount

A$4k–A$50k

Personal

Commonwealth Bank Personal Loan

Commonwealth Bank

Term:12–84mo Decision: Same day for eligible customers
Australian citizen or permanent resident Regular income

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

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APR

7.49–19.99%

Amount

A$5k–A$75k

Personal

ANZ Personal Loan

ANZ

Term:12–84mo Decision: Apply online
Australian citizen or permanent resident 18 years or older

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.

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