Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

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Personal Loans

Flexible rates for any purpose — consolidate, renovate, or cover expenses.

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Finance your next vehicle or refinance an existing loan at competitive rates.

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APR

6.17–24.09%

Amount

A$2k–A$75k

Personal

Plenti Personal Loan

Plenti

Term:12–84mo Decision: Funds in as little as 24 hours from approval
Australian citizen or permanent resident 18 years or older

Plenti offers a flexible personal loan option for those looking to build their credit. However, the lack of a dedicated page means information may be limited.

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APR

7.49%

Amount

A$5k–A$75k

Auto

Plenti Secured Car Loan

Plenti

Term:36–84mo Decision: Personalised rate in as little as 60 seconds; average settlement about 24 hours
Australian resident Credit assessment required

This loan is those needing substantial financing for a vehicle, with and flexible terms.

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APR

5.67–24.99%

Amount

A$3k–A$80k

Personal

Liberty Financial Personal Loan

Liberty Financial

Term:36–84mo Decision: Get personalised rate in minutes
Australian citizen or permanent resident 18 years or older

Liberty Financial offers accessible personal loans tailored for those with less-than-perfect credit histories, making it a viable option for many borrowers.

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APR

6.49–12.99%

Amount

A$5k–A$100k

Auto

Westpac Car Loan

Westpac

Term:12–84mo
Australian resident or citizen Regular income

This loan provides flexible financing options for those looking to purchase a vehicle.

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APR

7.5–12.99%

Amount

A$5k–A$55k

Personal

NAB Personal Loan

NAB

Term:12–84mo Decision: Apply online
Australian citizen or permanent resident 18 years or older

The NAB Personal Loan offers flexibility with no monthly fees, making it a practical choice for various financial needs.

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APR

7.0–21.99%

Amount

A$4k–A$50k

Personal

Westpac Personal Loan

Westpac

Term:12–84mo Decision: Same day for eligible customers
Australian citizen or permanent resident 18 years or older

Westpac's personal loans are suitable for those with good credit looking for a reliable option with flexible terms.

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APR

7.25–22.25%

Amount

A$4k–A$50k

Personal

Commonwealth Bank Personal Loan

Commonwealth Bank

Term:12–84mo Decision: Same day for eligible customers
Australian citizen or permanent resident Regular income

The Commonwealth Bank Personal Loan offers competitive rates and flexible terms, making it a solid choice for eligible borrowers.

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APR

6.74–13.54%

Amount

A$10k–A$100k

Auto

NAB Secured Car Loan

NAB

Term:12–84mo Decision: Same day approval with funds within one business day after agreement
Australian sole borrower Direct debit repayments

This loan offers and quick access to funds, making it car buyers.

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APR

5.76–24.03%

Amount

A$2k–A$70k

Personal

Harmoney Personal Loan

Harmoney

Term:24–84mo Decision: Fast online approval, funds within 24 hours
Australian citizen or permanent resident 18 years or older

Harmoney offers a streamlined online personal loan experience, ideal for those seeking quick access to funds without the hassle of branch visits.

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APR

6.19–19.99%

Amount

A$5k–A$60k

Personal

ING Personal Loan

ING

Term:12–84mo Decision: Same day for eligible customers
Australian citizen or permanent resident 18 years or older

The ING Personal Loan is those seeking flexibility with .

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APR

7.49–19.99%

Amount

A$5k–A$75k

Personal

ANZ Personal Loan

ANZ

Term:12–84mo Decision: Apply online
Australian citizen or permanent resident 18 years or older

The ANZ Personal Loan offers competitive rates and flexible options, making it a solid choice for borrowers with good credit.

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